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Musubi is a cross-border stablecoin settlement network. It connects your institution to counterparties in other jurisdictions and settles FX trades atomically — both legs of the swap complete in a single transaction, or neither does. No intermediary banks, no settlement delays, no counterparty risk.

How This Compares to What You Know

Your Role

Sender institution: You initiate a payment — specify the amount, currency pair, and receiver. Market makers compete to offer the best FX rate. You select the best quote, your custodian authorizes it, and settlement happens automatically. Receiver institution: You are passive, like a traditional wire transfer. The first time you see anything is the settlement confirmation — stablecoins arriving in your custodian account. No pre-approval needed.
Think of Musubi as a CLS-style Payment-vs-Payment (PvP) system for stablecoins. Like CLS Bank, it settles both legs simultaneously without ever taking ownership of the assets. Unlike CLS, settlement takes seconds, not hours.

Guide Structure

This guide is organized from business context to technical detail:

Settlement Flow

How a trade works, step by step, in institutional terms.

Custody & Trust

Your custodian relationship, dual authorization, and Musubi’s role.

Security

Authentication, data isolation, privacy model, and intent signing.

Integration

Onboard + Console + Statements, with a programmatic access path for TMS/ERP integration.

API Reference

Endpoints, request/response examples, order lifecycle, and events.